Great site to find.. I have a bunch of questions.
First of all I can't spell good or put words together to make good sense so pleas overlook my smarts.
This is for my 85 year old Mom, Mom uses a cain and walker.now lives at her house
I found out about this VA benifit through a Assitant living place in town.
Real nice place 1 bedroom is $2,200. Meet with a man there who was not with VA but some kind of VA help group.
He asked a lot of questions and in the end did say she will qualify.Only thing is my 85 year old Mom has to stop driveing which she does very little.
Mom cannot walk very far with out stopping. Has fiber mialgie, and 2 other things I can't even spell.
Any way man said you can get it but you have to never drive again. First Mom was not wanting to do that but now thinking about it and meeting some woman there she knew agreed to do so..
Mom gets SS check $1,695 a month. My Dad and Mom had a Insurance buisness for 50 years. Dad been dead 45 years Mom kept it up
Now each month Mom does get about $200 to some months $500 a month renewals.
Last year Mom made TOTAL $38,500. income. Mom has NO investments NO other money comiing in.
Question Mom does still have and lives in her 4 Bedroom house she has had 35 years. Value is $110,000
I was thinking about selling it as it is to big for her and time to settle her in. I now don't want to to mess this up.
Mom right now has $800 in her checking accout with NO savings. Mom got in debt, a few years ago, I had to take a loan out $35,000 pay off all her bills.
Mom tries to make the $650 payment, usually does but has not much left..
Question how does this house come into play with the VA benifit?
What is best thing for me to do about her house.
If I was to sell it I take it would not make her elligiable. What if I was to rent it out?
Can she give this house to me, or put in my name?
What if I mom get this approved and years down the road we sell the house? Does that kick her out?
This man who was nice and helpfull tells is as long as she quits driving and gets the Dr. Letter done she CAN MOVE IN.
He said the VA has to approve but when he checks out all what we told her she will get it. I have not been wrong in telling people that they will and don't.
Mom could pay $1,250 but NOT the whole $2.250,
Mom would turn paper work into VA and it might be a few months untill she gets it approved.
Mom would have to pay $1,850 and when approve would get the months paid back from when she started living there..
Mom cannot pay $1,850 a month unless I rent her house out.
Does she have to GO IN a place before she can get her contract approved by the VA?
That makes me go HMmmmm> why not wait untill she gets approved?????
sorry this was so LONG and I'm not very good on spelling or putting words together but I hope you can get the jest of what I'm dealing with.
I now handle all her money, make sure every dollar she gets goes on bills and no getting on that Casino Bus with other old woman gambling.
That was her problem 2 years ago..
Something else you need to know to help me...
email@example.com us my address
Thank YOU so much for this site?
Any way any suggestions advice will be appreciated.