I found your website
and found it very helpful in answering some questions concerning the Medicaid
process.
However, I have a
few questions that I need to find an answer to concerning the Medicaid
Eligibility for Nursing Home Care.
My mother needs to go
into a nursing home and we are trying to determine if she will qualify under
Medicaid.
First of all my
parents live in Villa Rica Georgia and we live in Douglaville Georgia. If need
be I can contact a local elder care attorney but I do not have any contacts as
of yet.
My parents combine
income is what they get from social security which is about $2600.oo a month.
Mother has never worked so she gets hers based on what Dad qualifies for. Her
amount is about $900 a month and the rest is Dad's. They have no real assets to
speak of other than Dad has a term life insurance policy worth $100,000 with her
listed as the beneficary. Dad is planning on changing that to the
kids.
They do not own a
home , they have one older auto and some household furnshings. That is it. Dad
worked up until last September when she had a heart attack and was hosptilzied
for an extended period of time. Her health is very bad and we fill he can no
longer take care of her at home.
I had read somewhere
there is a "community Spouse " clause that would allow him to keep part of her
income to meet a certain threshold of income.
So my questions are
as follows.
1. Would she qualify
for Medicaid nursing home care.
2. How quickly can
we get that done and how?
3. Will Dad be
without any of her income under this circumstance?
Thank you for your
time and if you feel I need to consult a local attorney please let me
know.
Thank you for putting
this information on the web it is a great source of informaiton for those who do
not know the law and find themselves trying to "weed" through the myths floating
around out there concerning this process.