When I click on the link above, I found this guote as the only quide for how much to buy.
"Don't buy more than you need
Consider your health and your family history. How long did your parents and grandparents live? How good was their health in their old age? Don't assume you need a policy that provides lifetime long-term care coverage. The average nursing home stay lasts two and a half years; 45% of people over 65 don't stay that long, and 20% stay five years or more. Some experts say most people don’t need more than three to six years of coverage. "
Did you not read this artilce before posting?
Why would I buy LTCi based on nursing home stays? why do we believe what is being said. I would suggest you review the LEWIN Report to bertter understand the truth about nurinsing homes. Forget nursing homes. Focus on the real problem.
only 3% (nationally) of all seniors are in NH for LTC. That # is decreasing.
20% of all seniors are at home in some level of care. This should scare you enough to but LTCi. 80% of ALL LTC takes place in the community.